Financial Inclusion (FI)

• 1. Number of deposit a/cs (all types of a/cs) opened since beginning of the FI work - 9999(Number of deposit a/c)
  • 1.1 Number of customers covered - 9999(Number of customers) ( All types of A/cs Opened + Insurance / Pension a/cs mobilised + Loan a/c leads generated + Loan a/cs wherein recovery is made, in full or in part)
• 2. Number of BCAs 9999(Number of BCA)
  • 2.1 Of which, Active BCAs 9999(Active BCA)
• 3. States covered - 9999(State covered) (if we have at least 1 BCA in the state, it means the state is covered).

About Us

Gujarat Infotech Ltd is a 31 (No. of years old) year old company earning profit since beginning. It operates in the verticals of eGovernance, Manpower Supply, Facility Management, deploying CSP/BCA under the Financial Inclusion Project of SBI, BOB, PNB, Saurashtra Gramin Bank, Baroda Gujarat Gramin Bank and CBI. These banks have appointed us as their authorized Corporate Business Correspondent. We have a network of 99999(No. of CSP) Bank Mitra/CSPs/BCAs across various states of the country. The Company prides on having Govt Departments and major banks as its clients and is reputed for transparent dealing with its all stakeholders. The Company has Regd Offices at Ahmedabad and branches at Jaipur, Delhi, Mumbai, Jammu, Bhopal, etc etc.

What is Financial Inclusion Project?

Financial Inclusion (FI) Project aims to provide reliable banking services through modern mobile telephony and biometrics to weaker section of society near their place of residence/work at their convenient time in a transparent way at an affordable cost through a network of CSP/BCA engaged by Corporate Business Correspondents.

Role of the Bank Mitra/ CSPs/BCAs:

Banks are delivering banking services to their customers near their residence/workplace through Bank Mitra/ CSPs/BCAs network under Financial Inclusion Project. The Bank Mitra/CSPs/BCAs are very important link between the customers and the banks.

Services offered by the Bank Mitra/ CSPs/BCAs:

• (A) Financial Services
  • • Opening of ‘No-Frill Savings Accounts
  • • Deposits /Withdrawals of Cash in Savings Accounts
  • • Remittance / Money Transfer within the bank or to any Bank account
  • • FD/RD – account opening
  • • Aadhaar enabled withdrawals (AEPS) / deposits
  • • Subsidy/Direct Benefit Transfer (DBT) enabled facility in accounts (credit of Govt payments)
  • • Atal Pension Yojana (APY)
  • • Micro Insurance (Pradhan Mantri Jeevan Jyoti Bima Yojana / Suraksha Bima Yojana)
  • • Bharat Bill Payment System (BBPS)
  • • Recovery in Sub Standard loans/NPAs
  • • Any other services which might be introduced by the bank
• (B) Non-financial services
  • • Lead generation/ Sourcing of Priority Sector Loan (farm and non-farm)
  • • Lead generation for loan against gold
  • • Aadhaar Seeding
  • • Passbook Printing
  • • Balance Inquiry
  • • Rupay Card activation
  • • ID card, Debit Card, Credit Card), PIN as per instructions of Bank/BC
  • • Sales of Third Party products as per the instructions of the bank (e.g. Fast Tag)
  • • Any other services which might be introduced by the bank

(In other words, looking to the list of services, your BCA center is a sort of mini-branch of a bank)

Commission to Bank Mitra/ CSPs/BCAs:

For each type of transaction/service, the commission and its share are fixed by the bank. The commission is automatically calculated by the system and credited every month by the Bank.

Why you should join as a Bank Mitra/CSP/BCA with us:

• • You can earn handsome income every month without migrating from your place
• • You can be useful to your own people by providing them banking services
• • Your social image will improve for associating with banking business
• • Financial Inclusion work is increasing day by day as Govt wants to promote it rather than setting up “Brick and Mortar” branch
• • Each journey starts with a small step. Start your journey today and become economically self-reliant person.

Why to work with Gujarat Infotech Ltd?

• • We are a reputed Corporate Business Correspondent of major banks since last 10 years
• • We are reputed for transparent dealing with our Bank Mitra/CSP/BCA/Banks
• • We have offices in various states of the country
• • We have proper back office team to support you

Eligibility Criteria/ requirements:

• • Age: minimum 18 years
• • Education: Minimum Std 10th Pass
• • Basic computer knowledge (training is provided by Gujarat Infotech Ltd)
• • Laptop/PC
• • A small space (own or rented) to setup the center (this can be in your residence if suitable for the purpose). You can also set up the center in your current business shop if you are running any business/shop.
• • Should not be a defaulter of a bank or a credit card